To quote Jon Snow from Game of Thrones “Winter is coming” and with it comes a whole lot of sundry expenses many South African’s do not think of or take note of, however in tough economic times and the increase in VAT we need to be as vigilant and...
For many South African’s financial trouble is something that creeps up on them and they only realise they’re in trouble when it’s far too late. Having said that financial trouble is far from a thief in the night or an unwanted accident but a series...
Today’s modern lifestyle relies heavily on consumer spending, its what keeps the economy afloat. However not all consumer spending is good and we tend to acclimate things we don’t really need, things that are either wants, tends or impulse buys. As the...
Taking out a personal loan has become easier and easier, from banks to 3rd party financial service providers, to retail stores all willing to provide consumers with short-term credit on a whim. It may seem like a very simple process, apply for the loan, spend the...
When times are tough and the belt needs tightening people always see it as an impossible task that is an uphill battle. They see it from the most extreme point of view rather than taking small measures to save a few bucks here and there The funny thing is that some of...
Having complete control over your finances isn’t a trait all of us are born with and managing your money comes from self-discipline and setting down positive habits from the day you start to earn an income. Saving may seem easy in theory but it requires...
