Holidays are a magical season for giving, but living through festivities doesn’t come cheap for most South Africans. Here’s how you can avoid racking up debt over the holidays and manage your debt better, so you don’t have to ring in the new year...
Taking a loan for the festive season to fund your holiday celebrations may seem like the only option when you can’t afford to splurge on your loved ones, but it has dangerous consequences. Here are X reasons why you shouldn’t take a holiday loan and how to...
When your monthly debt repayments are a constant struggle, the last thing you need is to welcome holidays with more credit to your name and less money in your bank account. These tips help you avoid debt during the festive season and enjoy stress-free holidays. Stick...
As an indebted employee, a wage garnishment or garnishee order can leave you with insufficient monthly funds and added financial stress. It’s possible to stop a wage garnishment by finding alternative ways to repay your debt, including undergoing debt...
Not all debts are created equal in South Africa. It depends on the type of loan one is taking and the choice of interest rate: fixed or variable/flexible. Before incurring more debt, pay attention to payback terms and interest rates, as it can make all the difference...
Like most indebted South Africans, you have to manage multiple accounts, credit cards and unexpected bills. You probably wonder how to pay it off quicker. Should you make minimum payments on all debts? What about saving money on accumulated interest? Can debt...